Stated Income Commercial Real Estate


Streamlined Stated Income Loans

Here at The Capital Lenders, we offer a wide range of financing options so that we can best meet the needs of our customers. Our stated income loans are an excellent option for situations where a traditional loan might not be the best choice.

Loan Approval

A stated income loan involves a reduced focus on the assets and income of the borrower, and they are an excellent choice when it comes to real estate transactions. We approve stated income commercial real estate finance programs based on how well the income value of a property can service the property’s taxes, insurance, and mortgage. Some types of property that these loans can be applied towards include:

  • Office real estate
  • Apartment buildings
  • Retail real estate
  • Warehouses
  • Restaurants
  • Self-storage
  • Auto service facilities

Stated income loans are much simpler to obtain than traditional ones. Because less documentation is required, we offer a streamlined process and accelerated approval. Closing can happen in as few as two to three weeks.


Our plans are carefully tailored to match your company, and our associates will work closely with you to develop a plan that can finance your goals. Our loans tend to have low rates and high LTVs, with amounts ranging from $100,000 to $5 million.


The potential applications of our loan program are quite varied. You can purchase a property that you’re currently renting or that would allow you to expand your business. You can use the money to renovate, remodel, or make other property improvements. Our debt consolidation and refinancing services allow you to restructure your finances and save money. You can even use these loans to provide working capital while your business is expanding. Whether you want to take advantage of an inventory discount or want to invest in a new property, our stated income real estate loans are an excellent solution.

We have a great deal of expertise when it comes to real estate financing. Contact us today to find out how The Capital Lenders can help you get a stated income commercial real estate loan.